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Features
Banking On Touch Screens
3M’s ToughTouch boasts being the only technology to deliver comprehensive benefits to
ATM users and banks throughout the world. So we took a look at its latest installation!
Ergonomics and security are the lynchpins of efficient cash
handling and lending more than a helping hand, 3M touch
screens are being used to provide Wincor Nixdorf ATMs with
the durability, strength and ease of use that banks demand in widely
varying situations worldwide.
Wincor Nixdorf, one of the world’s leading providers of IT solutions
and services to retailers and retail bankers oozes success built on
optimising business processes at banks and retail companies. In
particular, it helps these organisations to cut costs and complexity
whilst improving service to the end customer. This global operation
has a presence in over 90 countries, with dedicated subsidiary
companies in 36. Wincor Nixdorf holds second place in Europe and is
number three worldwide for automated teller machines. Its production
is also global, with facilities at Paderborn, Germany, as well as in
Singapore, Shanghai and Sao Paolo.
At the heart of its competitive edge is the ability to offer retail banks
a broad portfolio for re-engineering and automating branch processes.
This involves more than just supplying PoS systems and ATMs. Wincor
Nixdorf supplements this with a comprehensive range of analysis,
consulting and design to implementation services, covering
operations as well as products and solutions.
“Our product portfolio includes automated teller machines with
various functions,” says Ulrich Schäfers, Product Manager, “from
dispensing and depositing cash and cheques to cash recycling, in
which cash that has been deposited can be dispensed again.”
Touch screens are playing a growing role, with on-screen
interaction increasingly replacing soft keys and keyboards. For ATM
solution providers like Wincor Nixdorf, there are additional advantages
such as simpler localisation and greater flexibility of formats to suit
different machines. But these benefits can only be achieved if the
screen and touch input work comfortably and securely, round the
clock, anywhere in the world.
With 3M touch screens, ergonomics, it says, start with the
technology. Capacitive touch screens, such as MicroTouch
ToughTouch, are heralded as today’s most popular choice, offering
superior durability, fast and accurate touch performance, excellent
light transmission, advanced anti-glare properties and high reliability.
“We fulfil our customers’ key requirements for high availability of
their systems,” elaborates Schäfers, “with comprehensive services, but
most importantly by building dependability into our solutions from the
start. There are two aspects to this. First and foremost is reliability in
normal operation. And for Wincor Nixdorf ATMs, ‘normal’ means
extremes of climate in and out of doors. The latest ToughTouch II touch
screens from 3M operate over –40 to +70°C. Storage temperature is
–50/+85°C and humidity rating is up to 90%RH, helping the ATMs
operate successfully in all parts of the world.”
The screens on the ATMs are said to be popular everywhere with
bank customers because they are accurate, responsive and can be
viewed clearly under all lighting levels, whether it’s bright daylight,
artificial lighting or night time. As well as standard models, Wincor
Nixdorf is able to offer additional privacy to bank customers by
integrating a 3M Vikuiti LCF light control film between the ClearTek II
capacitive sensor and 4mm backing glass of ToughTouch touch
screen. The thin plastic film helps protect transaction information
displayed on ATM screens from prying eyes to ensure user
confidentiality.
Touch screens on ATMs need to minimise the impact of abnormal
operations such as vandalism, theft and attack. ToughTouch II touch
screens feature a layer of glass laminated to the underlying ClearTek
capacitive sensor, dramatically improving impact resistance and
making them ideal for unattended and high threat environments.
These screens already offer high resistance to damage from key
scratches or spilled drinks, and the surface is highly resistant to wear
on high traffic areas of the surface. They comply with UL 60950 safety
standards, excelling themselves, says 3M, during impact testing
without any shattering of glass. They are also IP66/NEMA 4 sealable
against liquids and other contaminants.
The screens also boast a superior level of wear resistance over
previous ToughTouch product, making them, says 3M, at least five
times more wear resistant than competitive capacitive touch screens
on the market. Previous ClearTek products have been tested successfully
to withstand over 255million mechanical touches in a single
location without degradation. As well as maximising the ATM’s
availability, this high durability also reduces the costs associated with
maintenance and recalibration. There is greater convenience for endusers
and costs are lower for the bank.
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The advantages of 3M’s high performance, high reliability touch
screens have been clear to Wincor Nixdorf over more than a decade.
“We only use ToughTouch”, states Schäfers. “3M provides a single
source for our complete range of screen sizes but most importantly
theirs is the only technology to meet our key requirement; that it can
be used both indoors and outdoors.”
The long collaboration between 3M and Wincor Nixdorf has, says
3M, technical superiority at its core. Schäfers also singles out service
as a key factor in the partnership’s longevity, stating, “They provide
excellent support to our headquarters in terms of design,
development, production and after sales operations. Such a
longstanding relationship is further reinforced by the companies’
shared values.”
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3M is continuing to take the initiative by developing everimproving
touch screen technologies. Customers like Wincor Nixdorf
will be able to offer increasingly vandalism proof and ergonomic
solutions to the retail banking community, helping banks trim their
costs and continuously improve their customer service.
W: www.3m.com/uk/touch
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